Lending Appraisal

A certified residential appraisal for mortgage or refinancing purposes in Orange County. Call to discuss your situation and confirm availability.

Who Is This For

Homeowners, attorneys, CPAs, estate planners, and real estate professionals who need an independent property valuation for any purpose that doesn't involve a mortgage or lender. If you need an appraisal for an estate, a divorce, a pre-listing decision, a legal matter, or a tax filing — and no bank is involved — this is the right service.

What a Step-Up Appraisal Is

A non-lending appraisal is simply an appraisal ordered for a purpose other than a home loan. No lender is involved. The appraisal is commissioned directly by the homeowner, attorney, CPA, or other party who needs an independent, certified property valuation.

Most of the work Just Appraisals Inc. does falls into this category — estate, divorce, pre-listing, trust administration, legal disputes, and tax purposes.

Common Uses

  • Estate and inherited property — establishing value for estate settlements, trust distributions, and date of death purposes

  • Divorce proceedings — independent valuation of marital property for settlement or litigation

  • Pre-listing — knowing what a home is worth before it goes on the market

  • Legal matters — supporting litigation, disputes, or court filings that require a defensible property value

  • Tax purposes — step-up in basis calculations, gift tax filings, and property tax appeals

The Same Standard Every Time

Whether the appraisal is for a divorce attorney, a CPA, or a homeowner preparing to sell, the standard is the same — accurate, properly documented, and signed by Mat Just, California State Certified Residential Appraiser (BREA License #AR029995).

Turnaround

Most inspections scheduled within 72 hours. Reports delivered within 72 hours of the site visit — plan for approximately one week under standard turnaround.

Need it before a listing appointment or an offer deadline? Rush scheduling and rush reporting are available. Additional fees may apply — ask when you reach out.

Pricing

Residential appraisals: $550–$900 depending on property type and square footage.

Rush service and printed hard copy available as add-ons.

Commercial appraisals quoted on request.

  • "I'm a CPA... I have a need for really fast turnaround. Mat knew what I needed, and he was able to see me that day. I got an accurate appraisal in half the time of other appraisers I've used."

    —Sean, CPA, Irvine, CA

  • "We needed an appraisal for my father's estate. Mat came out the next day and sent us a detailed report the following day."

    —Cathy, Laguna Hills, CA

  • "I flip homes in Orange County and I probably call Just Appraisals every other week for an over the phone consult or a full appraisal."

    —Adam, Huntington Beach, CA

  • "Their service and attention to detail was way above and beyond what I was expecting and have received from other appraisers. As someone who has been involved in purchasing nearly 1,000 properties I was truly impressed by their level of service and client relations."

    —Greg, Laguna Hills, CA

  • "I have used his services on several occasions and he has consistently come through beautifully."

    —David Kennedy, Newport Beach, CA

How To Get Started

Fill out the request form and we'll follow up with a confirmation and a quote.

REQUEST LENDING APPRAISAL

Are You An Attorney or CPA?

There's a page built specifically for professionals who refer clients for appraisals.

→ See How We Work With Attorneys

Questions Before You Request?

Call us directly at 714-409-6123 and describe your situation.

Most inspections scheduled within 72 hours, reports delivered within 72 hours of the site visit. Rush service available.